Moses Mugalu-Marketing and Communications Lead- ICEA LION Uganda
The International Day of the African Child, commemorated on June 16, 2025, under the theme “Planning and Budgeting for Children’s Rights: Progress Since 2010,” calls on families, communities, and governments to prioritize access to education, healthcare, and safety for every African child. This year’s theme underscores the critical role of financial planning, through medical insurance and education savings in shaping brighter, more secure futures for children across the continent.
Africa continues to face sobering challenges, including the world’s highest under-five mortality rate, with 5.6 million child deaths recorded annually, according to UNICEF. Universal health insurance; central to the UN’s Sustainable Development Goal 3, emerges as a vital solution. Studies show that insured children are 30% more likely to receive timely medical care, reducing mortality and promoting long-term health. Insurance that covers pediatric care, vaccinations, and hospital visits also shields families from devastating financial shocks.
Equally vital is education, a proven pathway out of poverty. UNESCO data reveals that families with insurance are 25% more likely to keep their children in school, even during financial hardship. Education savings plans empower parents to budget for school fees, minimizing the risk of disruptions. Complementing this, life insurance acts as a financial buffer, ensuring children’s stability and continued education in the event of unforeseen loss.
This year’s theme highlights a simple yet powerful truth: children thrive when their futures are planned for. A 2020 World Bank report found that insured families invest up to 20% more in their children’s health, education, and nutrition; critical components for upward mobility. By embracing medical and education insurance, families take tangible steps to overcome systemic barriers and uphold their children’s rights.
But progress requires more than individual effort. Collective action is essential. Community-led initiatives, employer forums on child welfare, and digital awareness campaigns can drive home the importance of financial planning for children. These actions align with the Day’s message, urging governments and institutions to embed child-focused policies into national budgets and strategies.
As we reflect on the progress made since 2010, the 2025 Day of the African Child serves as a powerful reminder: securing the rights of children requires intentional planning today. By investing in insurance and education savings plans, we don’t just protect Africa’s youth—we empower them to thrive, lead, and build a stronger future for the continent.
The writer is Moses Mugalu-Marketing and Communications Lead- ICEA LION Uganda
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